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Complete an approved insurance course covering life, health and variable annuities. This course must be at least 40 hours and must be approved by the state of Florida. Courses may be completed online, via correspondence with the University of Florida or via an accredited college course studying annuity insurance.
Complete the state licensing examination as required by the Florida Department of Financial Services. Your school will either administer this exam or assign a testing location.
Visit the Florida Department of Financial Services online and complete the appropriate application form for a 2-15 Life, Health and Variable Annuity Insurance License. Submit the appropriate fees.
Wait for the Florida Department of Financial Services to send you an official fingerprint card with instructions. Upon receipt, have your fingerprint card completed at an approved fingerprint site.
Submit a Letter of Clearance to the Florida Department of Financial Services if you were previously licensed in another state.
- Those who have been residents of Florida for less than 90 days and can prove they had a life, health and variable annuity license in their home states for at least one year are exempt from the licensing course and examination. Those who have earned the Chartered Life Underwriters (CLU) designation from the American College of Life Underwriters are exempt from the licensing course and examination.
- You must be at least 18 years old to qualify for an insurance license in Florida. You must be a Florida resident to qualify for an insurance license. You must not be an employee of the U.S. Department of Veterans Affairs or any other state office to become a licensed agent in Florida.
Deborah Dera has been writing part-time for more than five years but in September of 2008 took the plunge into the world of full-time writing with several online content providers. She earned her associate's degree from Camden County College and furthered her education by taking classes through Thomas Edison State College in New Jersey.