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Public adjusters work with injured parties to value and negotiate a claim with an insurance company. The public adjuster is a licensed profession, regulated by the Department of Banking and Insurance in New Jersey.
Applicants for a public adjuster's license in New Jersey must submit to a background check, including a fingerprint check, through Live Scan. As of 2004, the State of New Jersey no longer accepts fingerprint cards of Form SBI212 criminal history reports. Public adjusters cannot have a criminal background or have been involved in administrative actions over other licenses held.
Education and Exams
An applicant must complete a training course and examination through PSI Services LLC, a New Jersey-approved vendor, before obtaining a license. Once the license is obtained, the adjuster is required to complete continuing education courses equivalent to 12 credits a year in order to receive a license renewal. Three of the total required credits must be from ethics classes.
As of 2010, a fee of $320 is required when submitting the license application form to the Department of Banking and Insurance. However, this fee will be waived if the applicant submits a certificate from the United States Veterans Administration indicating that the applicant has disabled veterans status.
A freelance writer since 2007, Jack Spencer focuses primarily on legal and scientific topics. He also runs a copyrighting firm specializing in small-business marketing and academic research. Spencer received his B.A. in political science from the University of California.