Bail bond agents provide loans to individuals who have been arraigned in criminal courts and are awaiting trial. Typically, the individual goes before an arraignment hearing. If the prosecutor intends to prosecute, a judge will typically set a bail amount sufficient to ensure the accused will appear for trial. The accused must typically post at least 10 percent of the bail amount personally. A bail bond agent posts the rest. If the accused shows up for trial, the bail bond agent recovers the amount posted, plus interest, from the courts. If not, a bench warrant is issued, and law enforcement or bounty hunters may pick up the individual.
Take a State of New Jersey Department of Banking and Insurance-approved class. The basic bail bondsmen's course prepares you to take the State of New Jersey Limited Liability Bail Bond Exam.
Submit a set of fingerprints to the State of New Jersey Department of Banking and Insurance. You need to do this as part of a criminal records check prior to receiving your license. You must also sign a release that allows the department to conduct the background check.
Get appointed and bonded with a surety company. To do this, approach a licensed surety company authorized to do business in New Jersey. The company must fill out a Bail Program Registration Form on your behalf, certifying it will cover any liabilities you generate in your capacity as a bail bond agent. For a list of authorized surety companies, contact the New Jersey court clerk's office.