How to Become a Repo Man in Phoenix, Arizona

Growth Trends for Related Jobs

careertrend article image
truck image by Goran Bogicevic from

A repo man, or an automobile repossession agent, is responsible for locating and taking back property purchased but not paid for by an individual or business. The repo must be able to deal with a wide variety of situations and people, some of whom may become violent.

Becoming a repo man in Arizona

Own a tow truck or a truck capable of towing another vehicle. If you do not have access to or own such a vehicle, you will need to find work with a repossession company that does. The vehicle must be properly insured.

You must get a surety bond before you can go into business as a repo man in Arizona. The surety bond is to protect both you and the company for which you are acting as a repossessing agent.

Get a business license for your county through the License Services division of the City Clerk Department, located at 200 West Washington Street, 10th Fl., Phoenix, AZ 85003. Once this is filed, you must run an ad in a local paper announcing your business or your license will not be valid. If you are working for a repossession company, you will not need a business license. Once you have your license, you are ready to begin business.


If you are not experienced in the business, it is best to begin work at an existing repossession company. You can begin as an office worker, a spotter or a field agent before becoming a fully fledged repo man.


Being a repo man is a job fraught with risks. People having property repossessed can become highly agitated when what they feel is their property is being taken from them. It is important that you are able to keep a level head and a professional attitude to avoid confrontation.