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What Are the Duties of a Check Processor?

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Sometimes called proof, check processing is the method of debiting money from and crediting money to customer accounts. Check processors handle the processing of proofing for financial institutions and other businesses.


Using a machine called a 10-key, check processors encode information at the bottoms of checks, payment coupons and deposit slips, such as the amount of the check or payment, and whether it is added or subtracted. After encoding, processors place the checks into large machines that digitally read the information and properly debit or credit the accounts.


In addition to encoding, check processors also look for errors, such as unsigned checks or items not written out in the right amount. When errors occur, processors take steps to fix the situation, such as contacting the customer.


For success in their duties, check processors must have the ability to type quickly without sacrificing accuracy. Attention to detail, organizational skills and problem-solving abilities are also important to the work of processors.


Although there is no specific education associated with the duties of a check processor, most employers prefer to hire applicants with a minimum of a high school diploma or GED. On-the-job training is usually given to new employees in how to operate the machinery.


As of January 2010, check processors averaged annual salaries of $34,000, according to


Faith Davies has been writing professionally since 1996, contributing to various websites. She holds an LAH insurance license in the state of Pennsylvania and has experience as a bank branch manager and lending officer. Davies graduated cum laude from the University of Pittsburgh with a Bachelor of Arts in art history.

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