Obtaining your residential insurance license in Louisiana requires completing prelicensing coursework before registering for a specific licensing exam. The required coursework varies with the type of license you want to obtain. In addition, you will also need to digitally submit your fingerprints to the Federal Bureau of Investigation before the Louisiana Department of Insurance will issue an insurance license. All licensing and fingerprinting fees will need to be paid at the time of registration.
Determine the type of license you wish to obtain. In Louisiana, you can obtain an insurance license for Life, Health and Accident, Property, Casualty and several other areas. Louisiana's Department of Insurance website offers the most current information about available licenses and their specific requirements. The Department of Insurance produces a Licensing Information Bulletin that also provides this information.
Register your license application with Sircon. Sircon is the website that the State of Louisiana uses to process insurance agent applications. If you are required to take an exam to obtain your license, you will also be required to submit the appropriate licensing exam fees at that time. In addition, new regulations passed in 2009 also require insurance agents to be fingerprinted at a Prometric exam center through a "live scan" process that will digitally transmit fingerprints to the Federal Bureau of Investigation. The fee for fingerprinting will also be due at this time.
Compete the required prelicensing course. Upon completion, you will be issued a prelicensing certificate that is required to sit for the exam.
Schedule your exam, if one is required to obtain your license. Once you complete your licensing exam, you must have your fingerprints scanned at the testing center. If you fail to have your fingerprints scanned at the time you take your licensing exam, you will be required to return to have your fingerprints scanned before a license can be issued by the Louisiana Department of Insurance.
Contact the Louisiana Department of Insurance for the most current requirements to obtain a specific license.
Some licenses can be combined into one exam and only require one fee. Examples of this are Property & Casualty or Life along with Accident and Health.
Agents who desire to obtain a Variable Contracts license will need to register through FINRA rather than the Louisiana Department of Insurance. An agent with a Variable Contract license must also obtain a Life license.
If you need to reschedule a licensing exam, it must be done about a week in advance.
Failure to take your exam at the scheduled time will result in additional fees.
You must bring your original prelicensing certificate to the test center to take your exam. If the certificate has been altered in any way, it will be rejected and you will not be permitted to take the exam.
If you fail to take the exam within the permitted registration period, or if you fail the exam, you will need to re-register and pay another fee to sit for the licensing exam again.